---
title: Adjustable Down Payment - Increase Down Payments In Application
description: Increase down payments in the application flow.
---

1. [Help Center](https://helpcenter.healthcarefinancedirect.com/help?hsLang=en)
2. [ Applications ](https://helpcenter.healthcarefinancedirect.com/help/applications?hsLang=en)
3. [ Applying for a Payment Plan ](https://helpcenter.healthcarefinancedirect.com/help/applications?hsLang=en#applying-for-a-payment-plan)

August 15, 2025

# Adjustable Down Payment - Increase Down Payments In Application

## Applicants can now increase their down payment directly from the payment plan offer screen. This simple change gives them the freedom to customize their plan in a way that fits their budget and financial goals.

### Why It Matters

Some applicants prefer to put more money down upfront in order to:

- **Lower their monthly payments**
- **Pay less interest over time**
- **Feel more in control of their financial choices**

Previously, this option wasn’t available in the application flow. With this update, applicants now have the ability to adjust their down payment before finalizing their plan.

### How It Works

- When an applicant reaches the **payment plan offer screen**, they’ll see an option to **edit the down payment**.

![Additonal DP GIF](https://helpcenter.healthcarefinancedirect.com/hs-fs/hubfs/Training%20and%20Communication/Additonal%20DP%20GIF.gif?width=656&height=736&name=Additonal%20DP%20GIF.gif)

 

- They can enter a new down payment amount, and the monthly payment and total loan cost will update automatically.
- Once they’re happy with the new plan, they can move forward with completing their application.

![](https://helpcenter.healthcarefinancedirect.com/hs-fs/hubfs/image-png-Aug-15-2025-03-30-06-8552-AM.png?width=656&height=738&name=image-png-Aug-15-2025-03-30-06-8552-AM.png)

 

Note: Clicking **Reset Down Payment** will revert the down payment back to the minimum required